airtime/data when you’re out. borrow airtime for voice, data & other services. repay on your next recharge.

*morecredit is available to all pre-paid customers & can be used in the same way as normal airtime/data.

how it works

check if you’re eligible for morecredit & how much you can borrow by dialing *665*3#, or by texting ‘STATUS’ to 665

amount you can borrow

borrow N50, N100, N200, N500, N1,000
& N2000

available via SMS & USSD

convenient & easy to access

how to borrow

dial *665*[Amount]# or text “amount” to 665.
e.g, dial *665*50# to borrow N50

borrowed amount attracts a 15% service fee

you will pay back 15% service fee + loan amount

how to pay back

pay back the airtime loan with recharge card vouchers or an e-top up

transferred airtime from other customers

repay the loan on your next recharge

ready to borrow?

running low or out of airtime/data?

borrow now

available on mobile only*